10 Dental Insurance Terms You Should Know
Let’s take a quick look at dental benefits terms anyone can benefit from understanding. We cover some of the most important aspects of your coverage such as plan maximums, network coverage, preventive care and more. 1. Annual maximum: The maximum amount your plan will pay for dental procedures during an annual period. Once you reach the maximum, you’ll be solely responsible for additional dental fees. TruAssure’s Choice and Choice Plus plans offer flexibility and allow you to choose your annual maximum. 2. Basic services: Services needed to treat common dental conditions such as fillings and extractions. The cost for these services varies depending on your dental plan. 3. In-network: Visiting an in-network dentist is one of the primary ways to save when it comes to dental care. In-network dentists have been certified by your benefits carrier and have agreed to reduced fees that save patients 20 to 40 percent on average. 4. Lifetime […]
Top 10 Common Dental Insurance Terms Explained
You might have heard these words and phrases before, but if you aren’t sure what they mean, you could be misunderstanding what your dental benefits plan covers. Brush up on your dental insurance knowledge to ensure you’re ready to make informed decisions the next time you come across these terms. 1. Claim: A form requesting payment that is sent to your benefits carrier by you or your dentist after a procedure based on your benefits plan. In-network dental offices usually submit them for you, but you might need to send the form yourself if you seek care from an out-of-network dentist. 2. Claim appeal: If your benefits carrier rejects a claim, you have the opportunity to state your case as to why the procedure should be covered. This takes the form of a claim appeal that your dentist will send to the benefits carrier. 3. Co-insurance: The percentage of the […]
Mid-Year Check-In: Maximizing Dental Benefits
Summer is here, which means we’re halfway through the year, and now is a great time to see if you’re taking full advantage of your dental benefits and schedule a mid-year dental cleaning. It’s also an opportunity to brush up on preventive care, such as cleanings, X-rays, and fluoride treatment. Most TruAssure plans cover dental check-ups twice yearly, so a mid-year cleaning is a perfect way to maximize your dental benefits. Early detection means more savings down the road Visiting the dentist regularly can help assess and identify potential oral health problems early on. Your dentist can detect more than 120 health conditions – including heart disease, diabetes, and oral cancer. Early detection and treatment can prevent more severe oral and overall health complications and help avoid additional treatment costs. Preventive care goes a long way Preventive care helps avoid issues that could become more significant problems but can also […]
Five Key Oral Health Talks Men Should Have With Children
June is Men’s Health Month. With Father’s Day around the corner, now is a great time to start passing fatherly wisdom about good oral health habits to the children important in your life. Here are five ways you can start conversations about oral health with children to make a lifelong health impact. 1. The Importance of Dental Care First, lead by example. Men are less likely to seek preventive dental care, and tend to visit a dentist only when an oral health problem arises. This leaves men more susceptible to experiencing more serious oral health issues. Demonstrate that preventive dental care, like brushing twice each day, flossing once daily and regular visits to the dentist, are key to keeping a healthy smile. Skipping dental visits or daily brushing and flossing can cause serious issues and require more extensive and expensive treatment later on. 2. The Risk for Oral Cancer The […]
Celebrate National Smile Month
June is here, and so is National Smile Month! Take time this month to discover fun and creative tips for maintaining a healthier smile and a healthier you! Give yourself a gift. Toothbrushes should be replaced every three to four months – or sooner if the bristles appear frayed. Pick up a new one for you – or buy a batch for the whole family. Say cheese in two ways. Summer is a great time to stock up on nutrient-rich foods from your nearby farmer’s market and talk to your kids about the importance of healthy snacking such as fruits, vegetables, and low-fat cheeses. Additionally, you can capture your family’s healthy, happy smiles with a family portrait. Every time you flip through the album, your family’s pearly whites can remind you to celebrate oral health all year long! Help bring a smile to someone else. Encourage your loved ones to […]
