10 Dental Insurance Terms You Should Know
Let’s take a quick look at dental benefits terms anyone can benefit from understanding. We cover some of the most important aspects of your coverage such as plan maximums, network coverage, preventive care and more. 1. Annual maximum: The maximum amount your plan will pay for dental procedures during an annual period. Once you reach the maximum, you’ll be solely responsible for additional dental fees. TruAssure’s Choice and Choice Plus plans offer flexibility and allow you to choose your annual maximum. 2. Basic services: Services needed to treat common dental conditions such as fillings and extractions. The cost for these services varies depending on your dental plan. 3. In-network: Visiting an in-network dentist is one of the primary ways to save when it comes to dental care. In-network dentists have been certified by your benefits carrier and have agreed to reduced fees that save patients 20 to 40 percent on average. 4. Lifetime […]
Top 10 Common Dental Insurance Terms Explained
You might have heard these words and phrases before, but if you aren’t sure what they mean, you could be misunderstanding what your dental benefits plan covers. Brush up on your dental insurance knowledge to ensure you’re ready to make informed decisions the next time you come across these terms. 1. Claim: A form requesting payment that is sent to your benefits carrier by you or your dentist after a procedure based on your benefits plan. In-network dental offices usually submit them for you, but you might need to send the form yourself if you seek care from an out-of-network dentist. 2. Claim appeal: If your benefits carrier rejects a claim, you have the opportunity to state your case as to why the procedure should be covered. This takes the form of a claim appeal that your dentist will send to the benefits carrier. 3. Co-insurance: The percentage of the […]
Five Key Oral Health Talks Men Should Have With Children
June is Men’s Health Month. With Father’s Day around the corner, now is a great time to start passing fatherly wisdom about good oral health habits to the children important in your life. Here are five ways you can start conversations about oral health with children to make a lifelong health impact. 1. The Importance of Dental Care First, lead by example. Men are less likely to seek preventive dental care, and tend to visit a dentist only when an oral health problem arises. This leaves men more susceptible to experiencing more serious oral health issues. Demonstrate that preventive dental care, like brushing twice each day, flossing once daily and regular visits to the dentist, are key to keeping a healthy smile. Skipping dental visits or daily brushing and flossing can cause serious issues and require more extensive and expensive treatment later on. 2. The Risk for Oral Cancer The […]
Celebrate National Dental Hygiene Month!
October is typically most recognized for Halloween costumes and trick-or-treating with bags full of candy. But did you know October is also National Dental Hygiene Month? An entire month dedicated to promoting healthy mouths, gums, and teeth. All of which allow us to enjoy a little well-deserved sweet treat at the end of the month! Here are a few ways to celebrate – and better understand dental hygienists’ role in supporting healthy and happy smiles. Oral and overall health are linked It is essential to keep up good dental hygiene regardless of age. Your oral health is connected to your overall health. Studies show that gum disease is linked to many health conditions, such as diabetes and heart disease. In fact, more than 120 diseases can be detected by the dentist during a routine dental exam — an important reason to visit the dentist for routine exams. Learn more about […]
Dental Fillings: What to Expect
If you’re experiencing tooth decay, also known as a cavity, you’re not alone. The CDC estimates that over 90% of American adults experience tooth decay with 80% of people having a cavity by time they’re 34 years old.1 To prevent further damage to your teeth, your dentist may recommend a filling to restore the function and appearance of the tooth, which may cause some anxiety. Fortunately, fillings are nothing to be afraid of. Help ease your mind by knowing the different types of fillings and what’s going to happen before and after you go in for the procedure. Types of Fillings Dental fillings are a bit like they sound. Dentists use a drill to remove decay from the teeth and “fill” the cavity with a durable material. A filling is a material used to fill a cavity after tooth decay is removed. However, not all fillings are the same. They […]
