TruAssure Blog

5 Tips for Choosing a Dentist

November 12, 2018.Members.#choosing a dentist

An effective oral health routine includes regular checkups and cleanings with your dentist. Because dental care providers play an essential role in the health of your smile, finding one you trust is worth a little extra time and effort. Take a look at our simple tips to consider when searching for a dentist. Network participation Depending on your dental benefits plan, you’ll be covered under a certain dental network. Some dentists will participate in that network and others will not. To realize the most savings, select an in-network dentist. This providerhas agreed to set fees for certain services, and your benefits will cover the most cost for in-network care. In fact, those with TruAssure plans save an average of 20 to 40 percent by choosing network dentists. See how you can save money by visiting a network dentist. Office location Depending on what’s easiest for you, choose a dental office […]

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Know Your Coverage Part 2: 10 Common Dental Insurance Terms Explained

November 5, 2018.Members.#annual maximum

Our second installment of Know Your Coverage takes a quick look at dental benefits terms anyone can benefit from understanding. We cover some of the most important aspects of your coverage such as plan maximums, network coverage, preventive care and more. Read Know Your Coverage Part 1 here. 1. Annual maximum: The maximum amount your plan will pay for dental procedures during an annual period. Once you reach the maximum, you’ll be solely responsible for additional dental fees.1 TruAssure’s Choice and Choice Plus plans offer flexibility and allow you to choose your annual maximum. 2. Basic services: Services needed to treat common dental conditions such as fillings and extractions. The cost for these services varies depending on your plan.2 3.  In-network: Visiting an in-network dentist is one of the primary ways to save when it comes to dental care. In-network dentists have been certified by your benefits carrier and have agreed to […]

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Know Your Coverage Part 1: 10 Common Dental Insurance Terms Explained

October 16, 2018.Members.#claim

You might have heard these words and phrases before, but if you aren’t sure what they mean, you could be misunderstanding what your dental benefits plan covers. Brush up on your dental insurance knowledge to ensure you’re ready to make informed decisions next time you come across these terms 1. Claim: A form requesting payment that is sent to your benefits carrier by you or your dentist after a procedure based on your benefits plan. In-network dental offices usually submit them for you, but you might have to send the form yourself if you seek care from an out-of-network dentist.1 2. Claim appeal: If your benefits carrier rejects a claim, you have the opportunity to state your case as to why the procedure should be covered. This takes the form of a “claim appeal” that your dentist will send to the benefits carrier.2 3. Co-insurance: The percentage of the cost […]

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Helpful Tips for Managing Dental Anxiety

October 9, 2018.Individuals.#avoidance

Professional checkups and cleanings make a huge difference in maintaining a healthy smile. Unfortunately, dental anxiety can prevent people from visiting the dentist regularly. If this describes you, you’re not alone. In America, up to 20 percent of adults avoid the dentist due to dental anxiety.1 Luckily, you can reduce your dental anxiety with research, planning and relaxation tools. For the sake of your smile, take a look at our tips to help overcome your anxiety today. Use the power of sound. You’ll likely have your phone with you at your next dentist appointment, so why not plug in your headphones and listen to something soothing? A relaxing track or enjoyable song can reduce anxiety by giving you something else to focus on.2 If you’re looking to engage your mind even further, consider downloading a podcast, audio book or comedy routine for your appointment. Kids with dental anxiety may benefit […]

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What you need to know about implants

September 10, 2018.Individuals.#dental procedures

More than 178 million Americans are missing at least one tooth, and 40 million Americans are missing all of their teeth.  As people age, the incidence of missing teeth increases, and about 30 percent of adults age 65 – 74 years old have no natural teeth.1 Missing teeth affect the ability to chew properly and can affect diet since softer foods are easier to eat and often lack good nutrition. Missing teeth also make talking more difficult and can impact one’s smile and confidence. Dental implants are a durable treatment option for missing teeth, look natural and can last for years.  In fact, 98 percent of implants last more than 10 years, and with good daily care, many can last a lifetime. If you have a missing tooth, talk to your dentist about dental implants. Your dentist can recommend the best treatment option for you. When you receive a dental […]

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