TruAssure Blog

Seven Diseases that Affect Your Mouth

January 8, 2019.Members.#acid reflux

During a routine dental exam, your dentist can help detect more than 120 health conditions, , making regular dental visits essential to having good oral and overall health. Because your oral health is closely connected to your overall health, certain diseases might leave your teeth and gums with unexpected symptoms. Take a look at some of the effects common systemic diseases may have on your mouth. Diabetes The primary condition associated with diabetes is gum disease or periodontitis. Roughly a third of all those with diabetes have a severe form of gum disease1 that can damage supporting bone structures around teeth, increasing the likelihood of loose teeth or tooth loss. Diabetes may also lead to oral thrush and dry mouth.2 Oral thrush is a yeast infection in the mouth that causes small white bumps to develop,3 and dry mouth is a lack of saliva that can lead to bad breath, […]

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Start the year with a great smile and use your dental benefits

January 2, 2019.Individuals.#checkups

Having dental benefits contributes to better oral and overall health. Research shows that people with dental coverage are more likely to go to the dentist. Schedule your next dental appointment and start 2019 with a healthy smile and body.  Here’s why you should visit your dentist regularly and how you can maximize your dental benefits in the new year. Getting Preventive Dental Care Avoids More Costly Treatment Regular preventive care allows the dentist to spot and treat oral health issues early, helping you avoid costly and serious dental problems in the future.  Plus, most dental plans cover preventive dental care, such as cleanings, exams and X-rays, at little or no cost to you. Oral and Overall Health are Linked Your oral health is connected to your overall health. Studies show that gum disease is linked to numerous health conditions, such as diabetes and heart disease. In fact, more than 120 […]

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5 Tips for Choosing a Dentist

November 12, 2018.Members.#choosing a dentist

An effective oral health routine includes regular checkups and cleanings with your dentist. Because dental care providers play an essential role in the health of your smile, finding one you trust is worth a little extra time and effort. Take a look at our simple tips to consider when searching for a dentist. Network participation Depending on your dental benefits plan, you’ll be covered under a certain dental network. Some dentists will participate in that network and others will not. To realize the most savings, select an in-network dentist. This providerhas agreed to set fees for certain services, and your benefits will cover the most cost for in-network care. In fact, those with TruAssure plans save an average of 20 to 40 percent by choosing network dentists. See how you can save money by visiting a network dentist. Office location Depending on what’s easiest for you, choose a dental office […]

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Know Your Coverage Part 2: 10 Common Dental Insurance Terms Explained

November 5, 2018.Members.#annual maximum

Our second installment of Know Your Coverage takes a quick look at dental benefits terms anyone can benefit from understanding. We cover some of the most important aspects of your coverage such as plan maximums, network coverage, preventive care and more. Read Know Your Coverage Part 1 here. 1. Annual maximum: The maximum amount your plan will pay for dental procedures during an annual period. Once you reach the maximum, you’ll be solely responsible for additional dental fees.1 TruAssure’s Choice and Choice Plus plans offer flexibility and allow you to choose your annual maximum. 2. Basic services: Services needed to treat common dental conditions such as fillings and extractions. The cost for these services varies depending on your plan.2 3.  In-network: Visiting an in-network dentist is one of the primary ways to save when it comes to dental care. In-network dentists have been certified by your benefits carrier and have agreed to […]

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Know Your Coverage Part 1: 10 Common Dental Insurance Terms Explained

October 16, 2018.Members.#claim

You might have heard these words and phrases before, but if you aren’t sure what they mean, you could be misunderstanding what your dental benefits plan covers. Brush up on your dental insurance knowledge to ensure you’re ready to make informed decisions next time you come across these terms 1. Claim: A form requesting payment that is sent to your benefits carrier by you or your dentist after a procedure based on your benefits plan. In-network dental offices usually submit them for you, but you might have to send the form yourself if you seek care from an out-of-network dentist.1 2. Claim appeal: If your benefits carrier rejects a claim, you have the opportunity to state your case as to why the procedure should be covered. This takes the form of a “claim appeal” that your dentist will send to the benefits carrier.2 3. Co-insurance: The percentage of the cost […]

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