COVID-19 (Coronavirus): Notices related to COVID-19 for members, groups and brokers – READ MORE.

Tag: deductible

2 Posts Here

Understanding Your Dental Benefits with TruAssure

March 1, 2022.Individuals.#annual maximum
Mixed female reviewing her dental coverage on her tablet at home

Dental plan terminology can be confusing. You might have heard the terms listed before but maybe aren’t sure what they mean. This could lead to misunderstanding what your dental plan covers. We’re here to help you brush up on your dental benefits knowledge to ensure you make the most of your dental coverage! Deductibles A deductible is the amount of money you pay toward your dental care before TruAssure contributes. Deductibles can be annual or lifetime depending on your plan, and there can be different ones for individuals and covered dependents (family). Deductibles can apply to certain services or an entire plan. The specific deductible you or your family is responsible for depends on your dental plan. Annual Maximum An annual maximum is the total amount your TruAssure plan will pay toward the cost of your care per year. Annual maximums can range from $1,000 to $5,000 depending on your […]

Read more

Know Your Coverage Part 1: 10 Common Dental Insurance Terms Explained

October 16, 2018.Individuals.#claim

You might have heard these words and phrases before, but if you aren’t sure what they mean, you could be misunderstanding what your dental benefits plan covers. Brush up on your dental insurance knowledge to ensure you’re ready to make informed decisions next time you come across these terms 1. Claim: A form requesting payment that is sent to your benefits carrier by you or your dentist after a procedure based on your benefits plan. In-network dental offices usually submit them for you, but you might have to send the form yourself if you seek care from an out-of-network dentist.1 2. Claim appeal: If your benefits carrier rejects a claim, you have the opportunity to state your case as to why the procedure should be covered. This takes the form of a “claim appeal” that your dentist will send to the benefits carrier.2 3. Co-insurance: The percentage of the cost […]

Read more