Coverage for every phase of life
Spring is on its way out and summer is heating up! The end of the school year and the start of wedding season remind us that life goes through many phases. We are here to help explain dental coverage options for various life transitions. Marriage and coverage changes Marriage is considered a “qualifying life event.” After a qualifying life event, you can change your dental plan within a specified amount of time. If requested changes are not made in time, you may have to wait for open enrollment. Be sure to check your dental coverage to see when the adjustment will occur. You have a few options within the qualifying life event period for changing coverage. You can: Choose to keep your coverage as is Become a dependent under your spouse’s plan Make your spouse a dependent under your plan If one party does become a dependent, they have the […]
Fluoride 101
What is fluoride? Fluoride is a key mineral for strong, healthy teeth. Most water naturally contains fluoride but usually not enough to prevent tooth decay. Because teeth benefit from consistent exposure to fluoride, many communities add fluoride to water supplies. Approximately 75% of the U.S. population on public water systems benefits from regular access to fluoridated tap water. Why is fluoride important? Fluoride strengthens tooth enamel, which helps protect your teeth from decay. It also combats acids in your mouth that can cause cavities. Fluoride can even rebuild the surface of your teeth in the early stages of tooth decay. Who needs fluoride treatment? The amount of fluoride an individual would need depends on their risk level for tooth decay. Many people are at a lower risk for cavities due to fluoridated water, toothpaste, and better oral hygiene. Children ages six and up who are at moderate or high risk […]
TruAssure offers legal and identity theft protection through our partnership with LegalShield and IDShield
Truly protect your clients Now you can provide groups of all sizes with access to flexible and comprehensive dental coverage, as well as legal and identity theft protection. TruAssure’s dental plans help businesses promote employee wellness and retain top talent. With LegalShield, your clients can receive affordable legal protection on matters pertaining to family, home, finances and more. IDShield allows your clients to protect themselves from identity theft and manage their online reputation. When your clients choose TruAssure, you can be sure they’re making the best choice for their employees and their company. True Expertise TruAssure is part of a family of dental plan companies with more than 50 years of experience and more than 2 million members nationwide. Our dental plans are customizable for clients with 10 or more employees, and we also offer flexible options for smaller groups. Our partnership with LegalShield and IDShield gives us the combined expertise to meet all of your clients’ dental, legal […]
Stress Management and Oral Health
Stress affects your overall health and can negatively impact your oral health if left untreated. It is important to understand how stress can influence your oral and overall health and ways you can minimize or prevent it. Stress-related oral health conditions Here are a few examples of oral health issues that can be caused or worsened by stress. Gum disease, also referred to as periodontal disease, is when one’s gums become inflamed and may bleed. Without treatment, it can result in gum recession and tooth loss. Chronic stress can lower a person’s immune system, making it hard to fight off infection. Bruxism, or teeth griding and or jaw clenching, often occurs during sleep when people are not aware they are doing it. It can cause headaches, jaw soreness and wear down teeth or cause them to break or become loose. Tooth decay occurs when bacteria in plaque attacks the enamel […]
Understanding Your Dental Benefits with TruAssure
Dental plan terminology can be confusing. You might have heard the terms listed before but maybe aren’t sure what they mean. This could lead to misunderstanding what your dental plan covers. We’re here to help you brush up on your dental benefits knowledge to ensure you make the most of your dental coverage! Deductibles A deductible is the amount of money you pay toward your dental care before TruAssure contributes. Deductibles can be annual or lifetime depending on your plan, and there can be different ones for individuals and covered dependents (family). Deductibles can apply to certain services or an entire plan. The specific deductible you or your family is responsible for depends on your dental plan. Annual Maximum An annual maximum is the total amount your TruAssure plan will pay toward the cost of your care per year. Annual maximums can range from $1,000 to $5,000 depending on your […]
