Understanding Your Dental Benefits with TruAssure
Dental plan terminology can be confusing. You might have heard the terms listed before but maybe aren’t sure what they mean. This could lead to misunderstanding what your dental plan covers. We’re here to help you brush up on your dental benefits knowledge to ensure you make the most of your dental coverage! Deductibles A deductible is the amount of money you pay toward your dental care before TruAssure contributes. Deductibles can be annual or lifetime depending on your plan, and there can be different ones for individuals and covered dependents (family). Deductibles can apply to certain services or an entire plan. The specific deductible you or your family is responsible for depends on your dental plan. Annual Maximum An annual maximum is the total amount your TruAssure plan will pay toward the cost of your care per year. Annual maximums can range from $1,000 to $5,000 depending on your […]
TruAssure Dental Benefits Plan Management Report
Truassure offers a comprehensive reporting package to help manage plan utilization and maximize benefits for group dental plans. This report is available to all individually underwritten groups at no additional cost. With this reporting package, eligible groups will receive an in-depth statistical analysis of plan members, claims, network usage, cost management savings and more, in an easy-to-read format. Report Helps Groups Understand How Their Dental Plan is Performing Each comprehensive report contains information to help groups understand how their dental plan is performing and how their members are utilizing their dental benefits. The report includes: Report Overview – a dashboard of dental plan highlights Member Statistics – a demographic profile of a group Member Age Distribution – a comparison of a group’s age distribution to TruAssure’s average member age Member Statistics & Claims – an analysis of total procedures billed, and amount paid by member enrollment status Claim Distribution – […]
Children and Tooth Development
February is Children’s Dental Health Month, a great time to learn more about maintaining your baby’s dental health. It’s also a great time to learn about your child’s oral health during tooth development. Your Baby’s Teeth Timeline Before any teeth present themselves, clean your baby’s gums and mouth with a wet washcloth after eating and drinking. It also is important to take your child to the dentist no later than their first birthday. The American Academy of Pediatric Dentistry recommends a child see a dentist after their first tooth appears, which is usually between six and 12 months old. Once teeth emerge, use a small, soft-bristled toothbrush to brush in soft, gentle circles twice a day with a small smear of fluoride toothpaste. Your child will continue to have baby teeth emerge up until their third birthday, and they will keep that set of teeth until around age 6. Baby […]
New Year’s Resolutions for a Healthy Smile
It’s the time of year for resolutions. Aim for a healthier smile in 2022! We can help you get started with the following tips. Consider the benefits of starting a healthy routine early in the year. Try to eat a well-balanced diet and drink plenty of water. Find ways to reduce and manage stress while avoiding tobacco products and limiting alcohol. Think about setting goals to improve your oral health routine this year. Maintaining good oral health will also help improve your overall health. Good oral health habits include: Brushing your teeth twice a day for two minutes each time – don’t forget to clean your tongue Flossing daily Using fluoride toothpaste and a soft-bristled manual or electric toothbrush Storing your toothbrush in an upright position and allow it to air-dry Replacing your toothbrush or toothbrush head every three months Preventive care has long been a priority in dental benefit […]
Tooth Extractions 101
While it’s most common for teens and adults to have their wisdom teeth removed, other factors can make extraction of a permanent tooth necessary. Know what to expect during and after a tooth extraction procedure for your peace of mind. Causes Yes, permanent teeth are meant to stay with you throughout your life. However, it can become necessary to have them removed due to several factors, including: Tooth decay. Severe cavities may not be improved by antibiotics or a root canal. In that case, your dentist may recommend a tooth extraction. Gum disease. If advanced, severe infection to teeth and surrounding tissue and bones may result in complete removal of the infected tooth. Risk of infection. Those experiencing a compromised immune system can benefit from a tooth extraction if the risk of infection is enough to cause concern. Crowded mouth. If there’s not enough room in the mouth for erupting […]
