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Tag: dental benefits

7 Posts Here

Dental cleanings explained

July 1, 2022.Individuals.#dental benefits

Even with good at-home oral health routines, going to the dentist for regular cleanings is an essential part of keeping your smile healthy. Visiting the dentist for preventive care can also help avoid the need for more costly oral health procedures. What happens during a dental cleaning? Trained dental hygienists use tools to clean your gums and teeth professionally. They check for signs of gingivitis (inflamed gums) and cavities and make note of any problem areas for the dentist to examine. As part of a dental cleaning, a scaler is used to remove plaque and tartar around your gum line. Scraping sounds are normal, but let your hygienist know if you are uncomfortable or feel pain. While flossing and brushing can keep plaque from hardening and becoming tartar, it can only be removed during a dental cleaning. If your hygienist spends a long time cleaning your teeth, they might encourage […]

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Coverage for every phase of life

June 6, 2022.Individuals.#collage graduate

Spring is on its way out and summer is heating up! The end of the school year and the start of wedding season remind us that life goes through many phases. We are here to help explain dental coverage options for various life transitions. Marriage and coverage changes Marriage is considered a “qualifying life event.” After a qualifying life event, you can change your dental plan within a specified amount of time. If requested changes are not made in time, you may have to wait for open enrollment. Be sure to check your dental coverage to see when the adjustment will occur. You have a few options within the qualifying life event period for changing coverage. You can: Choose to keep your coverage as is Become a dependent under your spouse’s plan Make your spouse a dependent under your plan If one party does become a dependent, they have the […]

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Understanding Your Dental Benefits with TruAssure

March 1, 2022.Individuals.#annual maximum
Mixed female reviewing her dental coverage on her tablet at home

Dental plan terminology can be confusing. You might have heard the terms listed before but maybe aren’t sure what they mean. This could lead to misunderstanding what your dental plan covers. We’re here to help you brush up on your dental benefits knowledge to ensure you make the most of your dental coverage! Deductibles A deductible is the amount of money you pay toward your dental care before TruAssure contributes. Deductibles can be annual or lifetime depending on your plan, and there can be different ones for individuals and covered dependents (family). Deductibles can apply to certain services or an entire plan. The specific deductible you or your family is responsible for depends on your dental plan. Annual Maximum An annual maximum is the total amount your TruAssure plan will pay toward the cost of your care per year. Annual maximums can range from $1,000 to $5,000 depending on your […]

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Understanding Your Dental Benefits

March 4, 2021.Individuals.#annual maximum

Dental benefits go hand in hand with good oral and overall health. However, 46% of adults aged 30 years or older in the United States show signs of gum disease.1 Finding the right dental plan and understanding how to get the most from your benefits can help you care for your oral health while staying true to your budget. Learn how you can take advantage of the benefits of preventive care, schedule treatments at the right time and save money. Comparing Dental Coverage Options Choosing dental coverage that’s right for you and your family starts with looking at your needs. One way to do that is to review how you used your dental coverage in previous years –– including trips to the dentist and completed procedures –– and evaluate your current health conditions. Compare the dental coverage options based on the type of services you need. There are three common […]

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Start the year with a great smile and use your dental benefits

January 2, 2019.Individuals.#checkups

Having dental benefits contributes to better oral and overall health. Research shows that people with dental coverage are more likely to go to the dentist. Schedule your next dental appointment and start 2019 with a healthy smile and body.  Here’s why you should visit your dentist regularly and how you can maximize your dental benefits in the new year. Getting Preventive Dental Care Avoids More Costly Treatment Regular preventive care allows the dentist to spot and treat oral health issues early, helping you avoid costly and serious dental problems in the future.  Plus, most dental plans cover preventive dental care, such as cleanings, exams and X-rays, at little or no cost to you. Oral and Overall Health are Linked Your oral health is connected to your overall health. Studies show that gum disease is linked to numerous health conditions, such as diabetes and heart disease. In fact, more than 120 […]

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