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Tag: dental benefits

5 Posts Here

Understanding Your Dental Benefits with TruAssure

March 1, 2022.Individuals.#annual maximum
Mixed female reviewing her dental coverage on her tablet at home

Dental plan terminology can be confusing. You might have heard the terms listed before but maybe aren’t sure what they mean. This could lead to misunderstanding what your dental plan covers. We’re here to help you brush up on your dental benefits knowledge to ensure you make the most of your dental coverage! Deductibles A deductible is the amount of money you pay toward your dental care before TruAssure contributes. Deductibles can be annual or lifetime depending on your plan, and there can be different ones for individuals and covered dependents (family). Deductibles can apply to certain services or an entire plan. The specific deductible you or your family is responsible for depends on your dental plan. Annual Maximum An annual maximum is the total amount your TruAssure plan will pay toward the cost of your care per year. Annual maximums can range from $1,000 to $5,000 depending on your […]

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Understanding Your Dental Benefits

March 4, 2021.Individuals.#annual maximum

Dental benefits go hand in hand with good oral and overall health. However, 46% of adults aged 30 years or older in the United States show signs of gum disease.1 Finding the right dental plan and understanding how to get the most from your benefits can help you care for your oral health while staying true to your budget. Learn how you can take advantage of the benefits of preventive care, schedule treatments at the right time and save money. Comparing Dental Coverage Options Choosing dental coverage that’s right for you and your family starts with looking at your needs. One way to do that is to review how you used your dental coverage in previous years –– including trips to the dentist and completed procedures –– and evaluate your current health conditions. Compare the dental coverage options based on the type of services you need. There are three common […]

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Start the year with a great smile and use your dental benefits

January 2, 2019.Individuals.#checkups

Having dental benefits contributes to better oral and overall health. Research shows that people with dental coverage are more likely to go to the dentist. Schedule your next dental appointment and start 2019 with a healthy smile and body.  Here’s why you should visit your dentist regularly and how you can maximize your dental benefits in the new year. Getting Preventive Dental Care Avoids More Costly Treatment Regular preventive care allows the dentist to spot and treat oral health issues early, helping you avoid costly and serious dental problems in the future.  Plus, most dental plans cover preventive dental care, such as cleanings, exams and X-rays, at little or no cost to you. Oral and Overall Health are Linked Your oral health is connected to your overall health. Studies show that gum disease is linked to numerous health conditions, such as diabetes and heart disease. In fact, more than 120 […]

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Know Your Coverage Part 2: 10 Common Dental Insurance Terms Explained

November 5, 2018.Individuals.#annual maximum

Our second installment of Know Your Coverage takes a quick look at dental benefits terms anyone can benefit from understanding. We cover some of the most important aspects of your coverage such as plan maximums, network coverage, preventive care and more. Read Know Your Coverage Part 1 here. 1. Annual maximum: The maximum amount your plan will pay for dental procedures during an annual period. Once you reach the maximum, you’ll be solely responsible for additional dental fees.1 TruAssure’s Choice and Choice Plus plans offer flexibility and allow you to choose your annual maximum. 2. Basic services: Services needed to treat common dental conditions such as fillings and extractions. The cost for these services varies depending on your plan.2 3.  In-network: Visiting an in-network dentist is one of the primary ways to save when it comes to dental care. In-network dentists have been certified by your benefits carrier and have agreed to […]

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Know Your Coverage Part 1: 10 Common Dental Insurance Terms Explained

October 16, 2018.Individuals.#claim

You might have heard these words and phrases before, but if you aren’t sure what they mean, you could be misunderstanding what your dental benefits plan covers. Brush up on your dental insurance knowledge to ensure you’re ready to make informed decisions next time you come across these terms 1. Claim: A form requesting payment that is sent to your benefits carrier by you or your dentist after a procedure based on your benefits plan. In-network dental offices usually submit them for you, but you might have to send the form yourself if you seek care from an out-of-network dentist.1 2. Claim appeal: If your benefits carrier rejects a claim, you have the opportunity to state your case as to why the procedure should be covered. This takes the form of a “claim appeal” that your dentist will send to the benefits carrier.2 3. Co-insurance: The percentage of the cost […]

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