Understanding Your Dental Benefits with TruAssure
Dental plan terminology can be confusing. You might have heard the terms listed before but maybe aren’t sure what they mean. This could lead to misunderstanding what your dental plan covers. We’re here to help you brush up on your dental benefits knowledge to ensure you make the most of your dental coverage! Deductibles A deductible is the amount of money you pay toward your dental care before TruAssure contributes. Deductibles can be annual or lifetime depending on your plan, and there can be different ones for individuals and covered dependents (family). Deductibles can apply to certain services or an entire plan. The specific deductible you or your family is responsible for depends on your dental plan. Annual Maximum An annual maximum is the total amount your TruAssure plan will pay toward the cost of your care per year. Annual maximums can range from $1,000 to $5,000 depending on your […]
TruAssure Dental Benefits Plan Management Report
Truassure offers a comprehensive reporting package to help manage plan utilization and maximize benefits for group dental plans. This report is available to all individually underwritten groups at no additional cost. With this reporting package, eligible groups will receive an in-depth statistical analysis of plan members, claims, network usage, cost management savings and more, in an easy-to-read format. Report Helps Groups Understand How Their Dental Plan is Performing Each comprehensive report contains information to help groups understand how their dental plan is performing and how their members are utilizing their dental benefits. The report includes: Report Overview – a dashboard of dental plan highlights Member Statistics – a demographic profile of a group Member Age Distribution – a comparison of a group’s age distribution to TruAssure’s average member age Member Statistics & Claims – an analysis of total procedures billed, and amount paid by member enrollment status Claim Distribution – […]
Children and Tooth Development
February is Children’s Dental Health Month, a great time to learn more about maintaining your baby’s dental health. It’s also a great time to learn about your child’s oral health during tooth development. Your Baby’s Teeth Timeline Before any teeth present themselves, clean your baby’s gums and mouth with a wet washcloth after eating and drinking. It also is important to take your child to the dentist no later than their first birthday. The American Academy of Pediatric Dentistry recommends a child see a dentist after their first tooth appears, which is usually between six and 12 months old. Once teeth emerge, use a small, soft-bristled toothbrush to brush in soft, gentle circles twice a day with a small smear of fluoride toothpaste. Your child will continue to have baby teeth emerge up until their third birthday, and they will keep that set of teeth until around age 6. Baby […]
8 Ways to Celebrate National Smile Month
Smiling is a natural pick-me-up. Really! When you smile, endorphins are released that boost your mood and reduce your stress. Here’s a list of tips to keep your oral health on track during National Smile Month this June. Brush up on the facts. Brushing your teeth twice a day may seem like a no-brainer, but do you know why it’s so important? Plaque can build up on your teeth throughout the day and during the night, causing damage and decay if not properly removed. Counteract this buildup with a pea-sized amount of fluoride toothpaste as you brush in the morning and before bed. Find your favorite way to floss. Food particles can get caught between teeth and cause gum inflammation and tooth decay. Do your part to maintain a healthy smile and use dental floss or a water flosser to help keep your mouth free of plaque. Send bad breath […]
Save Money with a Network Dentist
TruAssure gives members access to an extensive nationwide dental network.* When TruAssure members visit a network dentist, they can save between 20 to 40 percent on their dental treatment. Network dentists accept TruAssure’s allowed fees as payment in full and cannot charge patients the difference between TruAssure’s allowed fee and their submitted fee. The below chart is an example of how much you can save when you visit a network dentist. Network dentists cannot bill the difference between the TruAssure allowed fee and their submitted fee. It is easy to see how visiting a network dentist can save you money. Visit TruAssure.com to find a network dentist today. *All TruAssure dental plans, other than Basic and Preferred dental plans, are offered in association with the DenteMax Plus dental network arrangement, which includes participating dentists from the United Concordia, DenteMax and Connection dental networks in all states but North Carolina, […]
